If you’re trying to grow your money and secure your future, you’ve probably heard about Indexed Universal Life insurance, also known as IUL. It sounds like a good deal: insurance coverage and the chance to earn interest on your savings. But is it really that great? In this blog, we’ll go over 10 reasons why
When people want to buy a house, they usually need to save money for a down payment. A down payment is the first amount of money you pay when you buy something big, like a home. Many people ask, “What Are Two Benefits of Saving at Least 20% Down?” This is a great question to
When people decide to buy a house, many of them borrow money from a bank or a lender. This loan is called a mortgage. But not all mortgages are the same. Some are short, and others are long. One of the most common questions is, “Why Does the 30-year Mortgage Cost So Much More Than
When buying a home, choosing the right mortgage is a very important decision. One of the most common questions people ask is whether they should choose a 15-year mortgage or a 30-year mortgage. If you want to know what makes one better than the other, this blog is here to help. In this blog, we
Have you ever wondered, what are at least two ways credit card companies make money? If you use a credit card or are thinking about getting one, itβs good to understand how these companies earn from it. Credit cards may feel like theyβre giving you free money, but thereβs a whole business behind them. Credit
Money decisions are not always easy. When people borrow moneyβfor a car, a house, or even a personal loanβthey usually look for ways to pay the lowest amount each month. But sometimes, people do the opposite. You might be wondering, what are two reasons someone might purposely choose a higher monthly payment? That sounds unusual,
